Public Adjusters Massachusetts
D’Orsa and Associates, LLC
Telephone: (877) P I ADJUSTER – (877) 742-3587
Public Adjusters Massachusetts are insurance claims adjusters who advocate for the policyholder in estimating, appraising and negotiating an insurance claims. Public Adjusters are licensed by the State of Massachusetts Consumer Affairs and Business Regulation, Division of Licensing (http://www.mass.gov/ocabr/licensee/license-types/insurance/individual-and-business-entity-licensing/) and are the only claims adjusters who can lawfully represent the insured through the insurance claims process. Insurance companies are in the trade to earn money; thus compensating the policyholder as little as possible on their claim. Our Public Adjusters will fight to ensure you receive the just settlement to fully recover from your loss. D’Orsa and Associates, LLC will provide you with your own personal “private” Public Adjuster works specifically for YOU. The insurance company will send an adjuster (to you) who is employed by the insurance company to save the insurance company as much money as viable. Our Public Adjusters actually should be considered private adjusters working for you; on a contingency basis.
Contact D’Orsa and Associates, LLC before you contact your insurance company in the regrettable occurrence your home or business has suffered any type of damage: from a fire, hurricane, ceiling leak to a burst plumbing water line. We will handle and assist you throughout the entire insurance claims process. Many policyholders delay hiring a Public Adjuster until they become frustrated and exhausted dealing with insurance companies. Actually, many people have never even heard of Public Adjusters. Although, Public Adjusters receive compensation in the form of a percentage of your claim; hiring a Public Adjuster has considerable advantages than hiring no Public Adjuster. D’Orsa and Associates, LLC Public Adjusters have the proficiency to navigate and negotiate with the insurance company to obtain significantly more compensation for a loss then the policyholder would receive on their own.
How to choose a Public Adjuster?
The Public Adjuster must be licensed. The Public Adjuster will visit the site where the damage has occurred to accurately scope any destruction. The Public Adjuster should be thoroughly familiar with insurance laws, as well as construction. The Public Adjuster will encourage and counsel you to mitigate the damage. Beware of remediation companies (especially those requiring you to sign a work authorization or power of attorney). A respectable Public Adjuster will not suggest his or her relative or friend to complete the repairs. The Public Adjuster’s obligation is to assist and represent you with your insurance claim.
Our Public Adjusters are specialists in scoping and assessing all types of damage to include:
fire, hurricane, tornado, wind, rain, roof leak, lightning, vandalism, mold, humidity, collapse, water, burst pipe, shower pan, burst water heater, air condition leaks, burglary, accidents, sinkholes or any other type of loss that is covered by your policy.
There are three types of insurance adjusters:
Insurance Staff Adjuster: Is an employee of the insurance company, who is paid directly by the insurance company, likely promoted based upon how much money they are able to save the insurance company.
Independent Adjuster: Is an independent contractor who works for the insurance industry representing the insurance company’s interest, not the insured! The independent adjuster is also paid directly by the insurance.
Public Adjuster: Is basically a private adjuster hired by the policy holder on a contingency basis, who fights for the policyholder’s rights and interests. The Public Adjuster advocates on insured’s behalf to make the insured whole again.
Our goal is to reach an ultimate settlement that is accurate and fair for YOU!
We will review your insurance policy at no cost to ensure you understand your coverage and if necessary recommend adjustments before an incident occurs.
To obtain more information about public adjusters visit the National Association of Public Insurance Adjusters